MasterCard CheckCard

MasterCard CheckCard

Checks may still be good for paying the bills, but in stores and restaurants, a MasterCard® CheckCard is quicker, easier, and more convenient.

With a simple swipe of the card, you can pay for just about anything. Funds are deducted automatically from your checking account so there's no bill due at the end of the month. You can also get cash from any ATM when you need it. This just might be the most versatile card you can own!

  • Access balance easily anywhere
  • Make purchases or withdraw cash from ATMs
  • Funds deducted automatically from checking
  • Easier and more convenient than checks
  • Safer than carrying cash
  • Monthly statement makes tracking expenses easy

MasterCard charges us a Currency Conversion Assessment of 20 basis points (.2% of the transaction) for performing the currency conversion. In addition, MasterCard charges us an Issuer Cross-Border Assessment of 80 basis points (.8% of the transaction) on all cross-border transactions regardless of whether there is a currency conversion. On June 9, 2014, the Cross Border Fee will increase to 90 basis points (.9% of the transaction). The fee we charge you for cross-border transactions/currency conversions is disclosed separately. A cross-border transaction is a transaction processed through the Global Clearing Management System or the MasterCard Debit Switch in which the country of the merchant is different than the country of the cardholder.


In order to add heightened security to using your card on the internet, MasterCard® offers MasterCard®SecureCode

MasterCard®SecureCode is a private code for your Citizens National Bank MasterCard that you can use when you're shopping online. Only you and Citizens National Bank know what your code is. MasterCard SecureCode offers added online transaction protection against unauthorized usage of your debit card when you shop at participating online merchants.

You can get started today here! SecureCode works with your existing MasterCard account, requires no download, and is easy to activate and use. Just follow these steps:

  • Enter card number
  • Verify identity
  • Create SecureCode
  • Registration complete