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If you would like to become a member of the Citizens National Bank team, apply at one of our eight locations or contact us online.

Citizens National Bank is looking for an Deposit Operations Specialist in our Taylor location. Applicants can apply online or pick up an application at any of our 8 locations. Applicant must be able to work Monday – Friday and some Saturdays. Hiring is subject to customary background checks.

Job Overview
The Deposit Operations Specialist is responsible for a variety of regular and recurring deposit operational functions including but not limited to: ACH, wire, debit card, mRDC, merchant capture, and check processing. Requires a self-starting, can do attitude geared towards assisting our customers and team members to provide support for deposit related functions/issues and ensure the department follows operating policies and procedures, internal controls, and regulatory
requirements.
 
Responsibilities and Duties
• Process a multitude of inquiries and transactions pertaining to wires, ACH, debit cards, mRDC, merchant capture, and check/return processing.
• Perform document indexing of items created across multiple areas of the bank.
• Process Fed charge backs.
• Cash Management ACH origination files.
• Handle ACH prenote, returns and NOCs.
• Monitor obituaries to manage benefit payment returns.
• Process incoming and outgoing wires.
• Money Links recons – Network settlement, ATM clearing, network adjustments.
• Review ACH OFAC/IAT Report, duplicate items report.
• Manage all customer account notices.
• Charge off accounts and create reporting.
• Escheat reporting.
• Review reports and reconcile GLs.
• EFTPS payment processing and recon.
• Mobility/Merchant Deposit Reviews/Approval/Processing.
• Process Return Items in Service Point.
• AVS/SSI assignments/monitoring.
• Work with Fiserv debit card processing to investigate and resolve issues in a timely manner.
• Process adjustments with correspondent and/or Fed.
• Review inactive and non-activated debit cards – close as needed.
• Back-up for other Deposit Operation functions and Online Banking
• Other duties as assigned
 
Qualifications
• High School Diploma or Equivalent
• Minimum of two years’ experience in retail banking or operations.
 
Skills
Performs work under direct supervision. Handles basic issues and problems and refers issues outside of job scope to appropriate staff. Strong functional knowledge of business processes and requirements including major areas of Operations for the bank. Must have the ability to communicate effectively, handle multiple concurrent tasks and learn new processes quickly. Demonstrated interpersonal relationship skills, excellent oral and written communications skills, analytical skills, problem solving, and organizational skills are essential. Ability to build collaborative relationships. Analytical thinking skills. Experience with Fiserv systems is a plus.

 

Citizens National Bank is looking for a full time Teller for the Cameron location. This individual will process a variety of routine financial transactions including check cashing, withdrawals, deposits, and loan payments. Prepares daily paperwork according to branch procedures. Responsible for managing and balancing cash drawer. Requires a high school diploma or equivalent.  Applicants can apply online or pick up an application at any of our 8 locations. Applicant must be able to work Monday – Friday and some Saturdays. Hiring is subject to customary background checks.

Citizens National Bank is looking for a full time Teller for the Taylor location. This individual will process a variety of routine financial transactions including check cashing, withdrawals, deposits, and loan payments. Prepares daily paperwork according to branch procedures. Responsible for managing and balancing cash drawer. Requires a high school diploma or equivalent.  Applicants can apply online or pick up an application at any of our 8 locations. Applicant must be able to work Monday – Friday and some Saturdays. Hiring is subject to customary background checks.

 

Citizens National Bank is an Equal Opportunity Employer and a VEVRAA Federal Contractor.

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