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Our Mission

Remain a financially strong, independent, community bank by serving customers in ways that exceed their expectations, contributing to the quality of life in our communities, and investing in the lives of our employees.

Experience The Citizens National Bank Difference

We've been family owned and serving Central Texas since 1900. That experience is what sets Citizens National Bank apart. From Cameron to Coupland and several towns in between, we know and are active in each of the communities we serve. That makes us better able to meet your banking needs.

Big Time Products with Small Town Service

At Citizens National Bank you're not a number—we know your name when you come in and understand your unique banking needs. Because we know our customers, we can deliver many of the same accounts and benefits as larger banks but with a personal touch they can't.

A few of our value-added services:

Advantage Plus Checking – Enjoy high interest plus ATM fee refunds nationwide for simple banking tasks you’re probably already doing anyway!

Personalized Loans – As a customer-oriented, local bank, we really make the extra effort to get to know our personal and business customers’ unique needs. The same goes for our lending process. Our lenders will work closely with you to secure a loan that’s customized to you. Conact a lender now

Anytime Banking Services – You’re busy – and not always in one place. We get that. That’s exactly why we also offer several convenience services that keep you connected to us any time, anywhere.

Get to Know Citizens National Bank

Take a look at our site, contact us online, or call or stop by one of our branches to discuss your banking needs and you'll soon see why Citizens National Bank is the bank for you.