APY = Annual Percentage Yield. Rates effective as of October 15, 2013. Fees may reduce earnings.

Certificates of Deposit (CDs)

Term Minimum Balance Interest Rate
3 Months $1,000 Call for Rate
6 Months $1,000 Call for Rate
9 Months $1,000 Call for Rate
12 Months $500 Call for Rate
18 Months $500 Call for Rate
24 Months $500 Call for Rate
30 Months $500 Call for Rate
36 Months $500 Call for Rate

For rate information on CDs call:

Cameron 254-697-6653
Giddings 979-542-3136
Pflugerville 512-670-1200
Rockdale 512-446-7641
Taylor 512-352-7641
Coupland 512-856-2404
Round Rock 512-218-5100

Individual Retirement Accounts (IRAs)

Fixed

Term Minimum Balance APY1 Interest Rate
3 Months $1,000 0.30% 0.30%
6 Months $1,000 0.50% 0.50%
9 Months $1,000 0.50% 0.50%
12 Months $500 0.60% 0.60%
18 Months $500 0.65% 0.65%
24 Months $500 0.91% 0
30 Months $500 0.96% 0.95%
36 Months $500 1.01% 1.00%

Variable

Term Minimum Balance APY1 Interest Rate
18 Months $100 0.65% 0.65%

Premier Account

Balance APY1 Interest Rate
Less than $25,000.00 0.20% 0.20%
$25,000.00 - $74,999.99 0.30% 0.30%
$75,000.00 - $149,999.99 0.35% 0.35%
$150,000.00 - $2,249,999.99 0.45% 0.45%
$2,250,000.00 or greater 0.60% 0.60%

Money Market Deposit

Balance APY1 Interest Rate
Below $2,500 0.15% 0.15%
$2,500 or greater 0.20% 0.20%

NOW Account

Minimum Balance APY1 Interest Rate
$0.00 0.10% 0.10%

Savings Account

Minimum Balance APY1 Interest Rate
$0.00 0.15% 0.15%

1APY is the Annual Percentage Yield.
Interest Rates may change on a daily basis. Citizens National Bank Interest Rates as of 04/01/13.
Rates on variable rate accounts are subject to change after opening. Inquire about fees and terms. Fees on accounts may reduce earnings.Inquire about Jumbo CD and IRA rates.