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Whatever your real estate needs, our loan experts at CNB can help ensure you get a good deal. Grow your business, purchase property, or invest in real estate with the help of a fellow local business who is just around the corner. Why put your loan in the hands of some corporate banker in some big city high rise? Receive a customized experience from a local bank that is there for you every step of the way.

Check out our recent Closed Deals

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  • Competitive rates for the purchase, refinance, or construction, or improvement of commercial properties
  • Available for both owner-occupied and investment properties
  • Budget-friendly repayment terms suited to your business
  • Refinance your current property to potentially lower your rate
  • Free prequalification available for extra confidence
  • Quick credit decisions by bankers you know and trust
  • Local processing and management of funds
  • Personalized service from bankers with a working knowledge of local real estate standards and practices

Owner Occupied Commercial Real Estate Loan

Limited Time Offer 

  • Loan Amounts from $250,000 to $8,000,000
  • Flexible Repayment Terms
  • Commercial Interest Bearing Sweep Deposit Account for Excess Balances
Loan Amount
Rate Fix Period
Term (up to)
LTV – (up to)
Origination Fee

$250,000 +

7 Years

20 Years





Additional Terms

  • Refinance of current CNB debt not included
  • Must be owner-occupied by at least 70% of rentable space
  • Pre-Payment penalty applies if prepaid within the first 3 years of 3/2/1
  • Limited time offer
  • Business operating account must be moved to CNB prior to loan closing. Rate subject to change if primary deposits not held at CNB during life of loan
  • Cash out refinances limited to 70% LTV
  • Rates reset at WSJP at adjustment and every three years thereafter
  • Floor of 3.24%
  • Personal Guarantees of company owners required
  • Subject to bank’s credit underwriting
  • Auto debit from CNB account required
  • Origination Fee payable at acceptance of terms and is non-refundable


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Learn more about Commercial Real Estate Loans.