Commercial Real Estate Loan

• Competitive rates for the purchase, refinance, or construction, or improvement of commercial properties
• Available for both owner-occupied and investment properties
• Budget-friendly repayment terms suited to your business
• Refinance your current property to potentially lower your rate
• Free prequalification available for extra confidence
• Quick credit decisions by bankers you know and trust
• Local processing and management of funds
• Personalized service from bankers with a working knowledge of local real estate standards and practices

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Owner Occupied Commercial Real Estate Loan

Limited Time Offer 

 

• Loan Amounts from $250,000 to $5,000,000
• Flexible Repayment Terms
• Commercial Interest Bearing Sweep Deposit Account for Excess Balances

Loan Amount	Rate Fix Period	Term (up to)	LTV – (up to)	Rate	Origination Fee
$250,000 +	5 Years	15 Years	80%	3.99%	.15%
$250,000 +	5 Years	25 Years	75%	4.24%	.30%
$250,000 +	7 Years	20 Years	80%	4.24%	.25%
$250,000 +	10 Years	15 Years	80%	4.59%	.25%

CALL OR VISIT YOUR LOCAL LENDER NOW

 

Additional Terms

• Refinance of current CNB debt not included
• Must be owner-occupied by at least 70% of rentable space
• Pre-Payment penalty applies if prepaid within the first 5 years of 5/4/3/2/1
• Limited time offer
• Business operating account must be moved to CNB prior to loan closing. Rate subject to change if primary deposits not held at CNB during life of loan
• Cash out refinances limited to 70% LTV
• Rates reset at WSJP at adjustment and every three years thereafter
• Floor of 3.99%
• Personal Guarantees of company owners required
• Subject to bank’s credit underwriting
• Auto debit from CNB account required
• Origination Fee payable at acceptance of terms and is non-refundable

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