Whatever your real estate needs, our loan experts at CNB can help ensure you get a good deal. Grow your business, purchase property, or invest in real estate with the help of a fellow local business who is just around the corner. Why put your loan in the hands of some corporate banker in some big city high rise? Receive a customized experience from a local bank that is there for you every step of the way.
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Features
- Competitive rates for the purchase, refinance, or construction, or improvement of commercial properties
- Available for both owner-occupied and investment properties
- Budget-friendly repayment terms suited to your business
- Refinance your current property to potentially lower your rate
- Free prequalification available for extra confidence
- Quick credit decisions by bankers you know and trust
- Local processing and management of funds
- Personalized service from bankers with a working knowledge of local real estate standards and practices
Owner Occupied Commercial Real Estate Loan
Limited Time Offer
- Loan Amounts from $250,000 to $8,000,000
- Flexible Repayment Terms
- Commercial Interest Bearing Sweep Deposit Account for Excess Balances
Loan Amount |
Rate Fix Period |
Term (up to) |
LTV – (up to) |
Rate |
Origination Fee |
|
$250,000 + |
7 Years |
20 Years |
80% |
3.24% |
.25% |
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Additional Terms
- Refinance of current CNB debt not included
- Must be owner-occupied by at least 70% of rentable space
- Pre-Payment penalty applies if prepaid within the first 3 years of 3/2/1
- Limited time offer
- Business operating account must be moved to CNB prior to loan closing. Rate subject to change if primary deposits not held at CNB during life of loan
- Cash out refinances limited to 70% LTV
- Rates reset at WSJP at adjustment and every three years thereafter
- Floor of 3.24%
- Personal Guarantees of company owners required
- Subject to bank’s credit underwriting
- Auto debit from CNB account required
- Origination Fee payable at acceptance of terms and is non-refundable
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Learn more about Commercial Real Estate Loans.