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Summary

A lot of memories go into a house of your own, and if you aren’t careful, a lot of extra money, too. Fortunately your neighbors at Citizens National Bank are always mindful of tailoring a loan that works for your unique needs. Take advantage of our competitive financing and flexible terms, always backed by committed, personalized service from an expert that is there for you every step of the way.

Features

  • Fixed, competitive interest rates
  • Available for purchase, refinance or construction
  • Pre-approval available for more bargaining power
  • Low down payment options
  • Low closing costs
  • Quick credit decisions by bankers you know and trust
  • Local processing and management of funds
  • Knowledgeable, familiar loan staff with a working knowledge of the local real estate market
  • Personalized service from start to finish
Home Improvement Loan

Make your current home even better. We offer low-interest financing so you can afford to repair the roof, build that deck, or renovate the kitchen.

Features

  • Competitive interest rates
  • Flexible terms
  • Personal service
  • Experienced loan advisors
  • Local processing and management
  • Streamlined application process
Construction Loans

Build your dream home from the ground up with our short-term construction loans. We can lock in a good rate on a mortgage and consolidate them both into one loan to save you money on closing costs.

Features

  • Competitive interest rates
  • Flexible terms
  • Customized interim construction and permanent home loans
  • Consolidated closing saves you money
  • Personal service
  • Experienced loan advisors
  • Local processing and management
  • Local credit approval means less red tape
  • Streamlined application process
MLO Numbers

For more information, please contact one of our Mortgage Lenders:

Jim Alan Lloyd
#685751
254-697-6653
118 S Houston
PO Drawer 111
Cameron, TX 76520
jlloyd@cnbanktexas.com

Rita Frances Juergens
#473107
512-446-5700
140 E Cameron
PO Box 712
Rockdale, TX 76567
rjuergens@cnbanktexas.com

Jonathan Keith Kamenicky
#685748
512-670-1200
601 FM 685
Pflugerville, TX 78660

Timothy Alan Walther
#685750
979-542-3136
104 W Main
Giddings, TX 78942
twalther@cnbanktexas.com

Joe Bruce Mahan
#826756
512-446-5700
140 E Cameron
PO Box 712
Rockdale, TX 76567
jmahan@cnbanktexas.com

Lloyd Hebbe
#685749
601 FM 685
Pflugerville, TX 78660
512-670-1200
lhebbe@cnbanktexas.com

Ryan Edward Stiba
#934143
512-352-7641
316 N Main
Taylor, TX 76574
rstiba@cnbanktexas.com

Brian David Cauthorn
#729825
512-218-5100
201 W Palm Valley Road
Round Rock, TX 78664

Todd Carl Jones
#730344
512-218-5100
201 W Palm Valley Road
Round Rock, TX 78664
rjuergens@cnbanktexas.com

Cullen Randall Seitz
#1482350
512-335-4226
12128 Ranch Road 620N 
Austin, TX  78750
cseitz@cnbanktexas.com

Have a minute?

Our experienced lenders know the local housing market and will guide you through.