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Calculate Rewards Reorder Checks

Unlimited checking, no monthly account maintenance fee, high interest returns, and nationwide ATM fee refunds.* It almost sounds too good to be true — but it’s not. Advantage Plus Checking offers all of these privileges for simple things like receiving e-Statements and using your debit card — stuff you do anyway. Always be at an advantage by signing up today!

  • The 2.00% APY* is paid on amounts up to and including $15,000.00 when qualifications are met
  • 0.00% APY* for amounts over $15,000.01
  • If monthly qualifications aren't met, you still earn 0.05% APY**
  • Nationwide ATM fees automatically refunded up to $25
  • No minimum balance to earn rewards
  • No account maintenance fee
  • Unlimited transactions
  • $300 Automated Overdraft Limit***
  • $100 minimum to open

Account Management Tools

Simple Ways to Qualify for Rewards

To earn the really high APY* and refunds on ATM fees nationwide, simply do the following activities and transactions in your Advantage Plus account each monthly qualification cycle:

  • Receive e-statement
  • Have at least 12 debit card purchases post and settle
  • Have at least one automatic payment (ACH) or direct deposit post and settle
  • Provide and maintain a valid email address

It's as simple as that. If you don't qualify, don't worry. Your account is still free and still earns our base interest rate. You can always get back to earning rewards the next cycle.

Note: Available on personal accounts. ATM fees automatically refunded when monthly qualifications are met.

*Earn 2.00% Annual Percentage Yield (APY) on balances up to $15,000.00 and 0.00% APY on balances of $15,000.01 and over when you meet the following qualifications: have at least twelve (12) MasterCard CheckCard Point of Sale (POS) transactions (excludes ATM transactions) post and clear; provide and maintain a valid email address; receive your monthly statement electronically and pay one bill via auto draft or have a direct deposit per monthly qualification cycle.

**When eligibility qualifications are not met, you will earn 0.05% APY on balance up to $15,000.00 and $.00% for balance of $15,000.01 or more. APY accurate as of May 1, 2017 and may change after the account is open.

***Automated Overdraft item fee of $32.00 imposed for each Automated Overdraft item. A fee may be imposed for paying overdrafts created by check, in-person withdrawal, ATM, POS, or other electronic means. You must bring account to a positive balance at least every 30 days. Typically, overdrafts will not be paid if account is not in good standing, you are not making regular deposits, or you exceed the predetermined overdraft limit. Payment of overdrafts is discretionary and we reserve the right not to pay.

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