Most investment advisors will try to tell you there's no such thing as "a sure thing." Our CDs disprove that myth, giving you a better rate than a savings account with zero risk. With a CD from Citizens National Bank, there's no guesswork involved. Pick the term. Lock in the rate. That’s it. All that’s left is to sit back and wait to pocket your profit.


  • Fixed rates, higher than regular savings
  • Receive an even higher rate by selecting a longer term
  • Short and long term options available (terms ranging from 3 months to 3 years)
  • No monthly service fee
  • Interest penalty for early withdrawal
  • $500 minimum to open
  • Federally insured up to $250,000

Have a minute?

Apply for a Certificate of Deposit (CD) today!