We show more interest in your business. Earn up to 3.00% APY.
Call a personal banker now! 512-218-5102
Key Features
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Interest
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No Monthly Fees
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Unlimited Transactions
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| Balance | Interest Rate | APY* |
|---|---|---|
| $2,500.01 to $15,000.00 | 2.96% | 3.00% |
| $15,000.01 to $200,000.00 | 1.00% | 1.00% |
| $200,000.01 to $1,000,000.00 | 1.00% | 1.00% |
| $1,000,000.01+ | 1.00% | 1.00% |
- Free checking that pays monthly rewards
- Earn a high interest rate when qualifications are met1
- Unlimited monthly transactions
- No account maintenance fee
- Free digital banking services2 including :
- Free Online Banking & Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements
- Free Mastercard® debit card
- $750 automated overdraft limit3
- $100 minimum deposit to open
Contact us today to learn more about our business banking.
Easy Ways to Qualify for Rewards1
To maximize your earnings each monthly qualification cycle, simply:
- Receive eStatements (via a valid email address in online banking.)
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Have at least 8 debit card purchases (excludes ATM transactions), OR 8 ACH credits, post and settle to your account during the qualification cycle.
- Minimum $2,500 average balance.
If you don't qualify during one cycle, don't worry. Your account is still free and you can always get back to earning rewards the next cycle.
Existing Client Eligibility
For an EXISTING business account to be eligible for the Business Advantage Plus Account, the business must meet one of the following three criteria:
- Open a NEW account, either
- An additional business account
- A personal account moved from another financial institution
- Refer a new client who opens and funds a Business Advantage Plus account
- Establish a new recurring ACH deposit
- Add the greater of the following amount of funds from another financial institution
- 10% of the average monthly balance
- $2,500
Call a personal banker now! 512-218-5102
*APY is the Annual Percentage Yield. APY as of 12/26/2025. The interest rate and annual percentage yield (APY) may change at any time and is at the discretion of the bank.
1Earn interest when you meet the following monthly qualifications: Have at least 8 debit card purchases (excludes ATM transactions), or 8 Merchant Capture deposits post and settle to your account during the qualification cycle. The qualification cycle is from the first business day of the current month through the last business day of the current month. Maintain an average monthly balance of $2,500.00. Consent to receive all account-related disclosures and monthly statements electronically (eStatements). Provide and maintain a valid email address. Be enrolled in Online Banking. The interest rates and annual percentage yields may change at any time. If the qualifications are not met for 3 consecutive monthly cycles, the account may be converted to a Business Checking Account and account maintenance fees may apply.
2Additional terms and conditions, third party fees for internet, messaging, or data plans may apply.
3Automated Overdraft item fee of $32.00 imposed for each Automated Overdraft item. A fee may be imposed for paying overdrafts created by check, in-person withdrawal, ATM, POS, or other electronic means. You must bring account to a positive balance at least every 30 days. Typically, overdrafts will not be paid if account is not in good standing, you are not making regular deposits, or you exceed the predetermined overdraft limit. Payment of overdrafts is discretionary and we reserve the right not to pay.
