The perfect home starts with the perfect location. You bring the vision — we’ll bring the 7.5% financing.
Texas bankers helping Texans make dreams come true. At CNB we have been financing recreational land in Central Texas since 1900. Whether you are seeking capital for a land acquisition, expansion or to refinance and consolidate your current loans we are here to help.
For an agriculture business loan click here.
Key Features
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Competitive Rates
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Local Processing
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Quick Decisions
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Loan Features
- Competitive rates to purchase recreational land
- A wide range of terms tailored to fit your budget
- Quick credit decisions by bankers you know and trust
- Local processing and management of funds
- Helpful lenders who understand the local real estate market
Limited Time Offer
•Purchase or Refinance
•Collateral 20+ acres operating as an ongoing agricultural concern
•Payments auto debited from CNB account
•20 year amo > $75,000
| Fixed Rate Period | Term (Up To) | LTV (Up To) | Rate | Origination Fee |
|---|---|---|---|---|
| 3 Years | 20 Years | 80% | 7.50% | 0.50% |
Additional Terms
- Refinance of current CNB debt not included
- Pre-Payment penalty applies if prepaid within the first 3 years of 3/2/1
- Deposit account must be moved to CNB prior to loan closing. Rate subject to change if primary deposits not held at CNB during life of loan
- Rates reset at WSJP at adjustment and every three years thereafter
- Floor of 7.50%
- Personal Guarantees required
- Subject to bank’s credit underwriting
- Auto debit from CNB account required
- Origination Fee payable at acceptance of terms and is non-refundable
- 70% max LTV on cash out on refinance
