The perfect home starts with the perfect location. You bring the vision — we’ll bring the financing.
Texas bankers helping Texans make dreams come true. At CNB we have been financing recreational land in Central Texas since 1900. Whether you are seeking capital for a land acquisition, expansion or to refinance and consolidate your current loans we are here to help.
For an agriculture business loan click here.
- Competitive rates to purchase recreational land
- A wide range of terms tailored to fit your budget
- Quick credit decisions by bankers you know and trust
- Local processing and management of funds
- Helpful lenders who understand the local real estate market
|Fixed Rate Period||Term (Up To)||LTV - (Up To)||Rate||Origination Fee|
|5 Years||20 Years||80%||6.50%||0.25%|
- Refinance of current CNB debt not included
- Pre-Payment penalty applies if prepaid within the first 3 years of 3/2/1
- Deposit account must be moved to CNB prior to loan closing. Rate subject to change if primary deposits not held at CNB during life of loan
- Rates reset at WSJP at adjustment and every three years thereafter
- Floor of 3.49%
- Personal Guarantees required
- Subject to bank’s credit underwriting
- Auto debit from CNB account required
- Origination Fee payable at acceptance of terms and is non-refundable
- 70% max LTV on cash out on refinance