The perfect home starts with the perfect location. You bring the vision — we’ll bring the financing.

Texas bankers helping Texans make dreams come true. At CNB we have been financing recreational land in Central Texas since 1900. Whether you are seeking capital for a land acquisition, expansion or to refinance and consolidate your current loans we are here to help.

For an agriculture business loan click here

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
Loan Features
  • Competitive rates to purchase recreational land
  • A wide range of terms tailored to fit your budget
  • Quick credit decisions by bankers you know and trust
  • Local processing and management of funds
  • Helpful lenders who understand the local real estate market
Limited Time Offer
•Purchase or Refinance
•Collateral 20+ acres operating as an ongoing agricultural concern
•Payments auto debited from CNB account
•20 year amo > $75,000
 
Fixed Rate Period Term (Up To) LTV - (Up To) Rate Origination Fee
5 Years 20 Years 80% 4.50% 0.25%

Additional Terms 

  • Refinance of current CNB debt not included
  • Pre-Payment penalty applies if prepaid within the first 3 years of 3/2/1
  • Deposit account must be moved to CNB prior to loan closing. Rate subject to change if primary deposits not held at CNB during life of loan 
  • Rates reset at WSJP at adjustment and every three years thereafter
  • Floor of 3.49%
  • Personal Guarantees required
  • Subject to bank’s credit underwriting
  • Auto debit from CNB account required
  • Origination Fee payable at acceptance of terms and is non-refundable
  • 70% max LTV on cash out on refinance
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