You know the land — we know your needs. Keep your operation growing with a specialized ag loan.

Texas bankers helping Texas farmers and ranchers. At CNB we have been financing farms and ranches in Central Texas since 1900. Whether you are seeking capital for farmland acquisition, day to day operating expenses, farm expansion purposes or to refinance and consolidate your current farm loans for a better rate and term we are here to help.

Click here for a recreational land loan. 

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
Loan Features
  • Competitive rates for a wide range of agribusiness needs
  • Budget-friendly repayment terms tailored to your operation
  • Quick credit decisions by bankers you know and trust
  • Local processing and management of funds
  • Lending professionals who understand local agriculture standards and practices
Limited Time Offer
•Purchase or Refinance
•Collateral 20+ acres operating as an ongoing agricultural concern
•Payments auto debited from CNB account
•20 year amo > $75,000
 
Fixed Rate Period Term (Up To) LTV - (Up To) Rate Origination Fee
5 Years 20 Years 80% 4.50% 0.25%

Additional Terms 

  • Refinance of current CNB debt not included
  • Pre-Payment penalty applies if prepaid within the first 3 years of 3/2/1
  • Business operating account must be moved to CNB prior to loan closing. Rate subject to change if primary deposits not held at CNB during life of loan 
  • Rates reset at WSJP at adjustment and every three years thereafter
  • Floor of 3.49%
  • Personal Guarantees of company owners required
  • Subject to bank’s credit underwriting
  • Auto debit from CNB account required
  • Origination Fee payable at acceptance of terms and is non-refundable
  • 70% max LTV on cash out on refinance
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