APY = Annual Percentage Yield. Rates and APYs accurate as of January 8, 2025.
Rates and rewards are variable and may change after account is opened.
Fees may reduce earnings.
Business Advantage Plus Account***
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| Balance |
Interest Rate |
APY* |
| $2,500.01 to $15,000.00 |
3.45% |
3.50% |
| $15,000.01 to $200,000.00 |
1.19% |
1.20% |
| $200,000.01 to $1,000,000.00 |
1.19% |
1.20% |
| $1,000,000.01+ |
1.00% |
1.00% |
Advantage Plus Account**
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| Balance |
Interest Rate |
APY* |
| $0 to $15,000.00 |
3.45% |
3.50% |
| $15,000.01 to $150,00.00 |
.45% |
.45% |
| $150,000.01+ |
.63% |
.63% |
Advantage Plus Savings****
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| Balance |
Interest Rate |
APY* |
| $0.01 to $150,000.00 |
2.23% |
2.25% |
| $150,000.01 to $500,000.00 |
3.45% |
3.50% |
| $500,000.01 to $2,000,000.00 |
3.93% |
4.00% |
| $2,000,000.01 + |
1.98% |
2.00% |
Premier Money Market Account
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| Balance |
Interest Rate |
APY* |
| Less than $24,999.99 |
0.55% |
0.55% |
| $25,000.00 to $74,999.99 |
0.75% |
0.75% |
| $75,000.00 to $149,999.99 |
1.00% |
1.00% |
| $150,000.00 to $999,999.99 |
1.74% |
1.75% |
| $1,000,000.00 or greater |
1.74% |
1.75% |
| Balance |
Interest Rate |
APY* |
| $0.00 |
0.40% |
0.40% |
| Balance |
Interest Rate |
APY* |
| $250,000.00 + |
1.01% |
1.01% |
Certificates of Deposit (CDs)
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| Term |
Minimum Balance |
Interest Rate |
APY* |
| 6 Months |
$1,000 |
1.00% |
1.00% |
| 1 year |
$500 |
1.54% |
1.55% |
| 18 Months |
$500 |
1.54% |
1.55% |
| 2 years |
$500 |
1.54% |
1.55% |
| 3 years |
$500 |
1.54% |
1.55% |
Special Certificates of Deposit (CDs)
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| Term |
Minimum Balance |
Interest Rate |
APY* |
| 7 Months2 |
$1,000 |
3.95% |
4.00% |
| 13 Months1 |
$1,000 |
3.84% |
3.90% |
1 Upon maturity, the 13 month certificate rate and term will rollover to the published 12-month certificate of deposit rate and terms at the time of rollover.
2 Upon maturity, the 7 month certificate rate and term will rollover to the published 6-month certificate of deposit rate and terms at the time of rollover
Individual Retirement Accounts (IRAs) – Fixed
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| Term |
Minimum Balance |
Interest Rate |
APY* |
| 6 Months |
$1,000 |
1.00% |
1.00% |
| 1 year |
$500 |
1.54% |
1.55% |
| 18 Months |
$500 |
1.54% |
1.55% |
| 2 years |
$500 |
1.54% |
1.55% |
| 3 years |
$500 |
1.54% |
1.55% |
*APY is the Annual Percentage Yield.
Interest Rates may change on a daily basis.
Rates on variable rate accounts are subject to change after opening. Inquire about fees and terms. Fees on accounts may reduce earnings. Inquire about Jumbo CD and IRA rates.
**Earn 3.50% Annual Percentage Yield (APY) on balances up to $15,000.00, 0.45% APY on balances of $15,000.01 to $150,000.00 and .63% APY on balances of $150,000.01 and over when you meet the following qualifications: have at least twelve (12) Mastercard® Debit Card Point of Sale (POS) transactions (excludes ATM transactions) post and clear; provide and maintain a valid email address; receive your monthly statement electronically and pay one bill via auto draft or have a direct deposit per monthly qualification cycle. The interest rates and annual percentage yields may change at any time. When eligibility qualifications are not met, you will earn 0.25% APY. APY accurate as of January 8, 2025, and may change after the account is open. If the qualifications are not met for 3 consecutive monthly cycles, the account may be converted to a regular checking account and account maintenance fees may apply.
***Earn interest when you meet the following monthly qualifications: Have at least 8 debit card purchases (excludes ATM transactions) or 8 ACH credits or 8 Merchant Capture deposits post and settle to your account during the qualification cycle. The qualification cycle is from the first business day of the current month through the last business day of the current month. Maintain an average monthly balance of $2,500.00. Consent to receive all account-related disclosures and monthly statements electronically (eStatements). Provide and maintain a valid email address. Be enrolled in Online Banking. The interest rates and annual percentage yields may change at any time. If the qualifications are not met for 3 consecutive monthly cycles, the account may be converted to a Business Checking Account and account maintenance fees may apply.
****The interest rate and annual percentage yield (APY) may change at any time and is at the discretion of the bank. Interest will only be paid if the average monthly balance is $25,000.00 or more.
