Home Mortgage Loans

• Competitive rates to purchase or refinance your home
• Low down payment options
• Low closing costs
• A wide range of terms tailored to fit your budget
• Quick credit decisions by bankers you know and trust
• Local processing and management of funds
• Helpful mortgage lenders who understand the local real estate market

Call for today's rate!

Elisha Smith, Mortgage Specialist (#826757) · 254-697-6653 · [email protected]

• Competitive rates for your home improvement project
• A wide range of terms tailored to fit your budget
• Quick credit decisions by bankers you know and trust
• Local processing and management of funds
• Streamlined application process

• Competitive rates for your home construction project
• Available for primary residence or second home construction
• Customized interim construction and permanent home loans available
• Save money by consolidating closing costs
• Pay off interest quicker; payments are interest-only during construction phase
• Payments are made on the amount drawn on your loan sufficient to pay your builder
• Construction draws applied in stages based on work completed

For more information, please contact our Mortgage Specialist:

Elisha Smith #826757 
254-697-6653
118 S Houston, Cameron TX 76520 
[email protected] 

Please do not send any personal information (social security numbers, account numbers, passwords, etc.) via email.

NMLS Institution ID #424192

Our additional in house lenders:

Jonathan Kamenicky #685748
512-670-1200
601 FM 685, Pflugerville, TX 78660
[email protected]

Timothy Walther #685750
979-542-3136
104 W Main, Giddings, TX 78942
[email protected]

Joe Mahan #826756
254-697-6653
118 S Houston, Cameron TX 76520
[email protected]

Jim Morse #426728
512-430-6316
140 E Cameron/PO Box 712, Rockdale, TX 76567
[email protected]

Ryan Stiba #934143
512-352-7641
316 N Main, Taylor, TX 76574
[email protected]

Brian Cauthorn #729825
512-218-5100
110 S Mays St, Round Rock, TX 78664
[email protected]

Jeff Baker # 919527
512-335-4226
12128 Ranch Road 620 N, Austin, TX  78750
[email protected]

Bradley Hickman #1609637
512-670-1200
601 FM 685, Pflugerville, TX 78660
[email protected] 

Claudia Conroy #1246860
254-870-4743
1711 E. Centex Expressway Suite 105, Killeen, TX 76541
[email protected]