Spend with the power of Mastercard®. It’s convenience, control, and confidence — in one card.

Card Features
  • Free with any Citizens National Bank business checking account
  • Easily make purchases online or in-store
  • Reduce costs of purchasing checks
  • Simplify expense tracking
  • Multiple cards can be issued
  • Pre-set employee limits as needed
  • Safer than carrying cash
  • More convenient and safer than checks
  • 24/7 access to funds with ATMs

Traveling Outside the Country

Mastercard charges us a Currency Conversion Assessment of 20 basis points (.2% of the transaction) for performing the currency conversion. In addition, Mastercard charges us an Issuer Cross Border Fee of 90 basis points (.9% of the transaction).

The fee we charge you for cross-border transactions/currency conversions is disclosed separately. A cross-border transaction is a transaction processed through the Global Clearing Management System or the Mastercard Debit Switch in which the country of the merchant is different than the country of the cardholder.