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APY = Annual Percentage Yield. Rates effective as of August 3, 2020. Fees may reduce earnings.


Certificates of Deposit (CDs) Learn More

Term Minimum Balance Interest Rate
6 Months $1,000 Call for Rate
1 year $500 Call for Rate
18 Months $500 Call for Rate 
2 years $500 Call for Rate
3 years $500 Call for Rate

For rate information on CDs call:

Cameron – (254) 697-6653
Giddings – (979) 542-3136
Pflugerville – (512) 670-1200
Rockdale – (512) 446-5700
Taylor – (512) 352-7641
Coupland – (512) 856-2404
Round Rock – (512) 218-5100
Cedar Park – (512) 335-4226

Individual Retirement Accounts (IRAs) – Fixed Learn More

Term Minimum Balance APY1 Interest Rate
6 Months $1,000 0.55% 0.55% 
1 year $500 0.65% 0.65%
18 Months $500 0.70% 0.70%
2 years  $500 0.75% 0.75%
3 years $500 0.85% 0.85%

 

Individual Retirement Accounts (IRAs) – Variable Learn More

Term Minimum Balance APY1 Interest Rate
18 Months $100 0.70% 0.70%

Premier Account Learn More

Balance APY1 Interest Rate
Less than $24,999.99 0.20% 0.20%
$25,000.00 - $74,999.99 0.20% 0.20%
$75,000.00 - $149,999.99 0.30% 0.30%
$150,000.00 - $2,249,999.99 0.55% 0.55%
$2,250,000.00 or greater 1.00% 1.00%

Money Market Deposit Learn More

Balance APY1 Interest Rate
Less than $2,500 0.10% 0.10%
$2,500 or greater 0.10% 0.10%

NOW Account Learn More

Balance APY1 Interest Rate
$0.00 0.10% 0.10%

Savings Account Learn More

Balance APY1 Interest Rate
$0.00 0.10% 0.10%

Advantage Plus Account Learn More

Balance APY*  Interest Rate
$0 - $15,000.00 2.00% 1.98% 
$15,000.01 - $150,00.00 .60%  .60%
$150,000.01+ 1.00% 1.00%

 

*Earn 2.00% Annual Percentage Yield (APY) on balances up to $15,000.00, 0.60% APY on balances of $15,000.01 to $150,000.00 and 1.00% APY on balances of $150,000.01 and over when you meet the following qualifications: have at least twelve (12) MasterCard CheckCard Point of Sale (POS) transactions (excludes ATM transactions) post and clear; provide and maintain a valid email address; receive your monthly statement electronically and pay one bill via auto draft or have a direct deposit per monthly qualification cycle. The interest rates and annual percentage yields may change at any time. 

**When eligibility qualifications are not met, you will earn 0.30% APY. APY accurate as of June 1, 2020 and may change after the account is open. If the qualifications are not met for 3 consecutive monthly cycles, the account may be converted to a regular checking account and account maintenance fees may apply.

1APY is the Annual Percentage Yield.
Interest Rates may change on a daily basis.
Rates on variable rate accounts are subject to change after opening. Inquire about fees and terms. Fees on accounts may reduce earnings.Inquire about Jumbo CD and IRA rates.

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