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 Reorder Checks

Rewarding checking with high interest returns, no monthly account maintenance fee, and high tiered interest returns. It almost sounds too good to be true — but it’s not. Advantage Plus Checking offers all of these privileges for simple things like receiving eStatements and using your debit card — stuff you do anyway. Always be at an Advantage by signing up today!

Earn 1.50% Annual Percentage Yield (APY) on balances up to $15,000.00, 0.32% APY on balances of $15,000.01 to $150,000.00 and .46% APY on balances of $150,000.01 and over when qualifications are met*

Balance Interest Rate APY*
$0 - $15,000.00 1.49% 1.50%
$15,000.01 - $150,00.00 .32% .32%
$150,000.01+ .46% .46%
  • If monthly qualifications aren't met, you still earn 0.15% APY**
  • Nationwide ATM fees are automatically refunded up to $25.00 per monthly qualification cycle.
  • No minimum balance to earn rewards
  • No account maintenance fee
  • Unlimited transactions
  • $300 Automated Overdraft Limit***
  • $100 minimum to open

Account Management Tools

Simple Ways to Qualify for Rewards

To maximize your earnings, simply do the following activities and transactions in your Advantage Plus account each monthly qualification cycle:

  • Receive e-statement
  • Have at least 12 debit card purchases post and settle
  • Have at least one automatic payment or direct deposit post and clear
  • Provide and maintain a valid email address

It's as simple as that. If you don't qualify, don't worry. Your account is still free and still earns our base interest rate. You can always get back to earning rewards the next cycle.

Note: Available on personal accounts.

*Earn 1.50% Annual Percentage Yield (APY) on balances up to $15,000.00, 0.32% APY on balances of $15,000.01 to $150,000.00 and .46% APY on balances of $150,000.01 and over when you meet the following qualifications: have at least twelve (12) MasterCard CheckCard Point of Sale (POS) transactions (excludes ATM transactions) post and clear; provide and maintain a valid email address; receive your monthly statement electronically and pay one bill via auto draft or have a direct deposit per monthly qualification cycle. The interest rates and annual percentage yields may change at any time. 

**When eligibility qualifications are not met, you will earn 0.15% APY. APY accurate as of August 16, 2021 and may change after the account is open. If the qualifications are not met for 3 consecutive monthly cycles, the account may be converted to a regular checking account and account maintenance fees may apply.

***Automated Overdraft item fee of $32.00 imposed for each Automated Overdraft item. A fee may be imposed for paying overdrafts created by check, in-person withdrawal, ATM, POS, or other electronic means. You must bring account to a positive balance at least every 30 days. Typically, overdrafts will not be paid if account is not in good standing, you are not making regular deposits, or you exceed the predetermined overdraft limit. Payment of overdrafts is discretionary and we reserve the right not to pay.

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